If I could tell my younger self something it would be to not to make all the mistakes we did with our money. When it comes down to personal financial success, it’s pretty simple: Spend less than you make and live within your means. But in order to do this you must avoid some of the biggest mistakes that can …
How to Financially Weather the Coronavirus~
The Coronavirus has no doubt created some type of buzz among people no matter where you live. As individuals get ready for the coronavirus to spread, many are hitting the supermarket to load up on provisions. Nonetheless, what a great many people need is sufficient money to weather the storm. The vast majority are not financially prepared for a COVID-19 …
5 Sinking Funds Every Family Needs to Have!
It’s the end of the month and all of a sudden you remember that your car registration is due in a week. But you didn’t prepare for it. What do you do now? This is where sinking funds can set you up for success. What is a “sinking” fund you ask? Sinking funds are funds that you set aside for …
7 Ways to Spring Clean Your Finances
What does Spring Cleaning look like to you? As with your home, your finances could use a little Spring Cleaning as well.
Make a Budget & Control Your Finances – Part 1
Learning how to make a budget can be one of the most critical financial decisions anyone ever makes. It can be the one thing that saves many people from financial ruin only because it allows them to take back control of their money. The goal of any budget is to ensure that you and your family have the necessary money …
Welcome!
Welcome to Straight Cents! How did Straight Cents come about? A couple of years ago we realized we would be facing the “Empty Nest” Syndrome. A little scary to think, but exhilarating at the same time. I knew my husband could retire in January of 2019 and that was just a few years away, right? While my husband contributes to …