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What clients are saying:
In March 2020, just at the beginning of the pandemic, Jose and I got married and I moved across the country. Moving in and of itself was a huge cost, not to mention the travel on top of our now combined debt. My husband and I knew that he brought more than enough home, but somehow we were still living paycheck to paycheck, causing tension to rise. One fateful day, I went to Dave Ramsey's website and got connected to Kacy Smith. THANK GOODNESS we found her! She has helped us define how we spend our money, gave us a tailored plan for getting out of debt and the best part is she is so supportive. She understands life happens and we want to eat more than beans and rice but also pay off debt. We are indebted to Kacy for peace of mind and for our future financial freedom! 
-Jose and Bethany Mendoza-Fields
For years I have had money anxiety until I met and ultimately began addressing my money concerns with Kacy.  Where do I begin?  Kacy was pivotal in my “fears of not having enough.”  Not only did she teach me viable life-long money management skills, but she gave me hope in addressing my “bag lady” mentality that I have had since a small child.  She was able to ask me the hard questions about my beliefs, attitudes, and perceptions of money and how I was raised to manage money.  Her thoughtfulness, respect, knowledge of the emotional side of money management made this experience the “complete package” for my success.  If you want to learn how to budget, save money, and address your beliefs about money, then Kacy is the money coach for you. - Monique Beauchamp
Kacy Smith changed our lives. Before Kacy we had no clue what we were doing with our money. All we knew was money was coming in and money was going out. We never had savings, We spent more than we made. No matter what we were always behind or playing catch up. Working with Kacy was a GOD send. She helped us build a savings and maintain a savings. She taught us how to manage our money and still enjoy eating out or going on date nights. With the help and knowledge we gained from working with Kacy we paid off more than 25,000 in debt in about a year. Something we thought was never possible. Thanks to Kacy we can now focus on building our dream house. Kacy taught us more than just managing our finances. She has helped us develop a better lifestyle. - Jeff Rosencrance